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Points are deductible on your Schedule A, 1040 IRS return. That's good, if you paid them and exactly what they are. As always, there's some thing to learn.
Being able to use a mortgage calculator will help you determine the right way to do mortgage comparisons. Doing more of these is very beneficial because you will need to be able to see how you can get the very best rate. Doing the calculations in your face or simply writing them down by yourself will be very annoying. A loan calculator...            
            
                
                    
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